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The 6 Best Financial Apps of 2018

According to a survey conducted by GOBankingRates, 57 percent of the Americans have less than $1,000 in their saving accounts in 2017. If you are among these 57 percent, it’s a time to start saving and ultimately investing your money.

With everything going mobile, the option of saving and investment is now also on apps.

Take control of your finances and set up your financial goals for 2019 with these best investment apps of 2018:


If you are looking for an app to invest in stock trades, then Robinhood is a great option. Robinhood allows you to trade stock with zero commission. All you have to do is download the app and connect it your bank to fund your account. The app also has a premium feature for users who want to avail margin accounts and extended trading accounts.

Robinhood has a rating of 4.5. It’s ideal for small investors who want to trade in stocks, cryptocurrency, exchange-traded funds and options without having to pay commissions. With its user-friendly features, the average person can easily use this app, even if they little knowledge of stock. You can keep track of all your stocks by using the favorite tab and personalize your feed according to your preferences.


Clink is a money saving app that allows you to save money every time you spend money- whether you are dining out or transferring money. It is micro-investing app that gives users the chance to invest their money into a portfolio of Vanguard based Exchange-Traded Funds (ETFs). You can control your investments according to your needs. Even if you want to invest $1 a day, this app allows you to do that. You can invest up to $10,000 in a day. This app is free to use, but when you invest in portfolios up to $5,000, you will have to pay a monthly fee of $1.


Digit is an app that allows you to save money without having to put your mind and energy to it. Once you download the app and connect it to your checking account, Digit will analyze your spending habits and income to come up with an automatic saving amount every month. Each month, this amount will be transferred to your Digit account from your checking account. There’s no limit to how much you have to put in your Digit account. Plus, you can withdraw your saved money at any time.

The Digit app is available on both iOS and Android system. You can avail it for free for the first 100 days. After that, you will be charge $2.99/mo.


Mint is one of the top apps for managing your money. It will help you in setting your monthly budget, and tracking all your expenses. With Mint, you can keep all your finances in one place. It will connect you to all your bank and credit card account. You can even connect your money market account with Mint.

Read more on money market accounts here:

With Mint, you can put up reminders and notification for your monthly bills and utilities. The app also offers you advice on budget and money control by giving advice based on your spending habits.

Mint has been developed by financial software money, Intuit Inc. Intuit is the same company that developed apps like QuickBooks and TurboTax.


Acrons is another micro investing app that invests your money into a low cost exchange traded funds (ETFs). The app is recommended for users who don’t have any knowledge of stock exchange. Once you download the app and connect it your card, the app will start creating your investment portfolio. The next time you make a purchase with your card, the app will automatically invest the pocket change from that transaction into a fund of your risk preference.  

Most users find that they don’t notice the difference their account. At the same time, users find an extra $300-500 in their account every year. You can avail the app’s features for $1/mo and it’s free for college students. The app also has advance features for $2 or $3. These include retirement savings and a checking account.


Wally is a personal finance app that helps you take control of your expenses by creating a budget and helping to stick to it. If you have been using excel to keep track of your expenses, then Wally is the next step in technology.

Once you download the app, you will have to add your bank account, your income, your saving account and all your expenses. Every time you make an expense, you will have to manually enter each amount. The app is simple to use and that’s why it is reviewed positively by Millennial.

Wally is available on both iOS and Android version. It supports all foreign currencies.

We recommend these apps for people intending to invest small amounts of money. All the apps mentioned above are legit.


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